Credit Union Difference


We’re different because we put people first and are not-for-profit.

Many people could be forgiven for thinking that some financial institutions don’t want their business. At Capital Credit Union, our service is personal. We listen. Our members are at the centre of everything we do.


We’re different because our members are our owners.

CAPITAL CREDIT UNION is 100% owned by our members, not external shareholders. That means our members know what it’s like to have an account where products are designed to support their lifestyle. Each member has a voice and a say in our future.


We’re different because our surplus is used to improve products and services

Our surplus reinvested into offering members and the community a range of flexible, competitive products and services..


We’re different because we have no transaction fees.


We’re different because we believe in change.

At CAPITAL CREDIT UNION we are passionate about change; changing the lives of our members, their families and their communities for the better.


We’re different because we let you choose how you want to deal with us:


  • 24/7 internet access
  • Fast Telephone Access to each office
  • Branches in the community
  • Phone-A-Loan service
  • Pay us by cash, debit card, cheque, direct debit, salary deduction, post
  • Personal, Professional, Friendly Service


We’re different because we offer a total relationship:


  • Personal loans
  • Savings accounts
  • Travel, Home & Motor Insurance Services
  • Foreign Exchange
  • PayPoint Bill Payment
  • FREE Life Savings & Loan Protection Insurance


Making the change

Come and experience the CAPITAL CREDIT UNION difference. It might just be a change for the better.