Frequently Asked Questions
What documents do I need to apply for a loan
We will need photo ID and some important documents e.g. three months recent bank statements, proof of address, proof of identity etc. Additional documents may be required depending on the size of the loan and whether you are a member or not.
Becoming a member
In order to apply for a loan you must become a member. It is important to know not all Credit Unions are the same. You might be eligible to join one credit union and not eligible to join another. This depends on where you live, work or study.
What do I need to join the credit union?
You will need 2 forms of identification to join – photograph ID e.g. Passport/Drivers Licence (current) and proof of address e.g. ESB/Phone/Gas Bill, bank statement etc. (in the last 6 months) and if you are joining under the Working Code you will also need to bring with you proof of your employment e.g. a letter from your employer and/or some recent payslips.
What is the common bond?
A common bond defines the area within which the credit union can operate. People living ,working or going to school within the common bond are eligible to join the credit union.