Frequently Asked Questions

What is a Credit Union?

A credit union is a financial co-operative, owned and controlled by its members.

Who owns the Credit Union?

The members own the credit union. It is a Not-for-Profit organisation, unlike other institutions, where making profits for its shareholders is the primary motive.

Who runs the Credit Union?

A voluntary board of directors govern the credit union. These directors are elected by the members at the Annual General Meeting. Professional staff run the credit union operations.

Who can join Capital Credit Union?

Any person living or working in our area (common bond) can join the credit union. If you are unsure whether you are eligible to join, please contact our offices. Our offices are located in Ballinteer, Drimnagh, Dundrum, Knocklyon, Sandyford and Sandymount.

What is the common bond?

A common bond defines the area within which the credit union can operate. People living ,working or going to school within the common bond are eligible to join the credit union.

What do I need to join the credit union?

You will need 2 forms of identification to join – photograph ID e.g. Passport/Drivers Licence (current) and proof of address e.g. ESB/Phone/Gas Bill, bank statement etc. (in the last 6 months) and if you are joining under the Working Code you will also need to bring with you proof of your employment e.g. a letter from your employer and/or some recent payslips.