Fresh Start Loan

Move your outstanding loans to us and make a fresh start to your finances

Fresh Start Loan

Move your outstanding loans to us


Our Fresh Start Loan allows you to combine all your outstanding loans (credit card, overdraft, personal loans) into one, easy to manage, weekly or monthly repayment.


Why choose a Fresh Start Loan from Capital Credit Union?

  • Single repayment (weekly or monthly)
  • Lower interest rate
  • Flexible repayment options
  • More money in your pocket
  • Less hassle and stress
  • All the benefits of credit union membership

Calculate Your Loan

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

Capital Credit Union is regulated by the Central Bank of Ireland. This loan may take longer to clear than your original loan. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate


Representative example: €8,000 loan repayable over 5 years. Rate of interest 10.5% per annum variable. *APR (Annual Percentage Rate) 11%. 60 monthly repayments of €171.95 per month. Total amount payable is €10,317.07


Warning: This new loan may take longer to pay off than your previous loans.This means you may pay more than if you paid over a shorter term.