We provide a wide range of loans, depending on your requirements:

Home Mortgage Loan

Borrow up to €300,000

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Car Loan

Don't get caught in the pcp trap

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Personal Loan

Borrow up to €10,000

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Student Loan

Borrow up to €60,000

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Small Loan

Borrow up to €3,000

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Home Improvement/Renovation Loan

Borrow up to €100,000

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If you are not already a member, you can join & apply the same day

The Loan Process

1
Generate Your Repayment Plan

Work out how much you would like to borrow. You can see how much your repayments will be with our handy loan calculator. Alternatively you can call us on 01 299 0400 or pop into any one of our offices located throughout Dublin.

2
Apply for your loan

Start your loan application online, over the phone or in any of our eight branches. You’ll get a quick decision on your loan so you can rest assured that you won’t be left waiting.

3
Sign Documentation

When approved, sign the required documents and collect your loan! We can transfer the funds to any bank account at home or abroad, issue a cheque or lodge into your credit union account - you choose!

Loan Calculator

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Improvement

Dreaming of a new kitchen, an extra bedroom or a lick of paint? We've got you covered! Our home improvement loans will make your house, a home

Home Improvement
€ 30,000 Loan amount
APR* = 8.2%
  • Loan Amount € 30000
  • Monthly Repayment €---
  • Loan Term 7 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.7%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

Member Benefits when you take out a loan


Low Interest Rate

Our loan interest rates are some of the most competitive around! We regularly check our competitors so you won’t be beaten on value!

No Charges/Fees

We don’t charge any administration fees or charges! Got extra funds? You can make lump sum repayments or pay back your loan early with no penalty! Why go anywhere else?

Easy Payment Options

Make loan payments with our handy direct debit facility! You can also make extra payments via our online banking facility, Electronic funds transfer from a bank account, by debit card or over the phone!

Free Loan Protection Insurance

Loan Protection Insurance is the insurance cover the Credit Union provides on the lives of its borrowing members.

What do our members say

I'm treated as a member and decision maker and not just a number! It is empowering to feel part of the community

Capital Credit Union represents the human-side of banking. My area would be lost without them!

Well done and many thanks to all the staff for serving the community - so friendly and helpful over the years!

I joined Capital Credit Union and borrowed for my first car on the very same day! It was hassle free and unbelievably quick.

Why do I use Capital Credit Union? That’s easy! Extra fast service, competitive loan rates and great member benefits - that’s why!

Capital Credit Union have always been there for me and my family. We’ve borrowed for home improvements, cars, holidays and education over the years. I wouldn’t go anywhere else