Car Loan
Don't get caught in the PCP trap! Try our Capital Car Plan, free motor history check on all car loans over €10,000
Capital Car Plan
Free motor history check on all car loans over €10,000
Read up on the advantages of using a MotorCheck Voucher here: https://capitalcu.ie/the-advantages-of-using-a-motorcheck-voucher/
Our car loans are the best:
- Up to 100% finance available
- No deposit required
- Great value rates (8.2% APR* for loans over €10k, 11%APR* for loans under €10k)
- High loan approval rating – over 95%
- Flexible repayment options (weekly, bi-weekly, monthly)
- Free loan protection insurance (subject to T&Cs)
- No balloon payments
- No penalties for early repayment
- No transaction or administration fees
- Own your car straight away (unlike PCP finance)
- No restrictions on what car you can buy
- No mileage limits or GFV (Guaranteed Future Value)
Calculate Your Loan
Car Loan
Big Car Loan
Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!
Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate
Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.
Representative example: €8,000 loan repayable over 5 years. Rate of interest 10.5% per annum variable. *APR (Annual Percentage Rate) 11%. 60 monthly repayments of €171.95 per month. Total amount payable is €10,317.07
The Loan Process
1
Generate Your Repayment Plan
Work out how much you would like to borrow. You can see how much your repayments will be with our handy loan calculator. Alternatively you can call us on our Locall Phone-A-Loan line :1850 747 100 or pop into any one of our five offices located throughout South Dublin.
2
Apply for your loan
Start your loan application online, over the phone or in any of our five offices. You’ll get a quick decision on your loan so you can rest assured that you won’t be left waiting.
3
Sign Documentation
When approved, sign the required documents and collect your loan! We can transfer the funds to any bank account at home or abroad, issue a cheque or lodge into your credit union account - you choose!
What do our members say
I'm treated as a member and decision maker and not just a number! It is empowering to feel part of the community
Capital Credit Union represents the human-side of banking. My area would be lost without them!
Well done and many thanks to all the staff for serving the community - so friendly and helpful over the years!
I joined Capital Credit Union and borrowed for my first car on the very same day! It was hassle free and unbelievably quick.
Why do I use Capital Credit Union? That’s easy! Extra fast service, competitive loan rates and great member benefits - that’s why!