first time borrowers


Thinking about getting your first loan but not sure where to start or how to apply? We make getting a loan simple and hassle free! You can get a loan for any purpose including holiday, medical, education, motor,  home, community, renovation and anything in between. Our loans are some of the best value on the Irish market today.
Most of our loans qualify for FREE loan insurance** so you have the added benefit of peace of mind.

We approve over 98% of all loan applications. So, what are you waiting for? Apply online now or speak to a member of staff on 01 – 299 0400.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*APR = Annual Percentage Rate.
**Free Loan Protection is subject to terms and conditions.
Loans are subject to approval, terms and conditions apply.
Capital Credit Union is regulated by the Central Bank of Ireland.


You do NOT have to wait for any period after you join to borrow – if you need a loan immediately, apply immediately.  

We do not NOT have any rules about loans being a multiple of your savings – apply for what you need.