Home Loans

We provide a wide range of home loans, depending on your requirements:

Home Improvement Loans

8.2% APR* interest – for amounts between €10,000 and €60,000

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Home Renovation Loans:

8.2% APR* – for amounts between €60,000 and €100,000

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Home Mortgage Loans:

4.9% APR* – for amounts up to €300,000

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The Loan Process

1
Generate Your Repayment Plan

Work out how much you would like to borrow. You can see how much your repayments will be with our handy loan calculator. Alternatively you can call us on our Locall Phone-A-Loan line :1850 747 100 or pop into any one of our five offices located throughout South Dublin.

2
Apply for your loan

Start your loan application online, over the phone or in any of our five offices. You’ll get a quick decision on your loan so you can rest assured that you won’t be left waiting.

3
Sign Documentation

When approved, sign the required documents and collect your loan! We can transfer the funds to any bank account at home or abroad, issue a cheque or lodge into your credit union account - you choose!

What do our members say

I'm treated as a member and decision maker and not just a number! It is empowering to feel part of the community

Capital Credit Union represents the human-side of banking. My area would be lost without them!

Well done and many thanks to all the staff for serving the community - so friendly and helpful over the years!

I joined Capital Credit Union and borrowed for my first car on the very same day! It was hassle free and unbelievably quick.

Why do I use Capital Credit Union? That’s easy! Extra fast service, competitive loan rates and great member benefits - that’s why!

Capital Credit Union have always been there for me and my family. We’ve borrowed for home improvements, cars, holidays and education over the years. I wouldn’t go anywhere else

Apply for a Home Improvement Loan today! Call 01-2990400

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71. Loans are subject to approval. Terms and conditions apply. Capital Credit Union is regulated by the Central Bank of Ireland.

 

Warning: If you do not meet repayments on your loan, your account will go into arrears.

This may affect your credit rating, which may limit your ability to access credit in the future.

 

Representative example: €200,000 loan repayable over 20 years. Rate of interest 4.6% per annum variable. *APR (Annual Percentage Rate) 4.9%. 240 monthly repayments of €1,276.12 per month. Total amount payable is €306,268.82

 

Warning: If you do not keep up your repayments you may lose your home.