Home Improvement Loan

Home Improvement Loans


Fancy a new kitchen or sun room? What about a garden shed or raised decking? Whatever you have in mind, our Home Improvement Loan can help you on your way. It’s one of our most popular loans and is perfect for most routine projects around the house.

Why choose a Home Improvement Loan from Capital CU?


  • Borrow €10,000 – €60,000
  • Great value interest rate – only 7.9% (8.2% APR*)
  • Quick loan decision – usually within 24 hours
  • High loan approval rating – over 95%
  • Flexible repayment options
  • Free loan protection insurance (subject to T&Cs)
  • No transaction fees or administration charges
  • No penalty for early repayment of loan balance

Calculate your repayments with our loan calculator

Home Improvement Loan
Home Improvement Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

Capital Credit Union is regulated by the Central Bank of Ireland.

Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate


Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.