Home is where the Heart is

Borrow up €300,000 for a home loan

Home Mortgage Loan


We were one of the first credit unions in Ireland to introduce home mortgage loans. Whether it’s a new house or renovations to an existing house, our home mortgage loans are designed to give you the finance to make your dreams come true.




Our home mortgage loan allow you to:


  • Buy a home
  • Carry out major home improvements
  • Buy your home from the local authority


Why choose a home mortgage loan from Capital CU?


  • Borrow up to €300,000
  • Great value interest rate – only 4.9% APR*
  • Flexible repayment options


Please note:


  • Our mortgages are for Principal Private Residence only
  • Maximum LTV (Loan to Value) = 80% on PPR (Principal Private Residence)
  • First legal charge is required for all home loan mortgages
  • We do not provide mortgages for investment, rental properties, self built or holiday homes.

Calculate your repayments with our loan calculator

Mortgage Loan Calculator
Mortgage Loan Calculator
€ 100,000 Loan amount
APR* = 4.9%
  • Loan Amount € 100000
  • Monthly Repayment €---
  • Loan Term 10 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

Capital Credit Union is regulated by the Central Bank of Ireland.

Loans are subject to approval. Terms and Conditions apply. Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate

Warning: If you do not keep up repayments, you may lose your home.


Representative example: €200,000 loan repayable over 20 years. Rate of interest 4.8% per annum variable. *APR (Annual Percentage Rate) 4.9%. 240 monthly repayments of €1297.91 per month. Total amount payable is €311,499.59


Variable rates are correct as of 01/01/21 and are subject to change.