Student Loan

Going to college?

We can help cover your costs.

College can be a wonderful experience, but it can also be very expensive. Whether you’re a student or parent of a student, we can help cover the costs of accommodation, fees (or any other college related expenses) with our great value Student Loan.


Why choose Capital Credit Union?

 Our services are designed for third level students who want a better way of banking. In fact, we offer many services that aren’t available from the banks. We foster good habits for students to save regularly and budget more efficiently. Best of all, we provide flexible loans at great rates to make college an experience to remember!


Our Student Loans are the best:

  • Great value interest rate – only 6.7% APR*
  • Quick loan decision – usually within 24 hours
  • High loan approval rating – over 95%
  • Flexible repayment options
  • Free loan protection insurance




Win a 3rd Level Scholarship Draw worth €1,500


Students with a Capital Credit Union account have the chance to enter our Third Level Scholarship Draw. This year, we are giving away up to 20 Scholarships worth €1,500 each.


More information at  Capital Credit Union Scholarship

Calculate Your Loan

Student Loan

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loan
€ 7,000 Loan amount
APR* = 6.7%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 2 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

Other Membership Benefits

  • Free online banking and mobile app
  • Free entry to €1,500 scholarship award for first year students
  • Free budgeting and financial advice
  • No transaction fees or administration charges
  • Full foreign exchange services at low rates
  • Entry to members draw for new car or €15k cash each month (for only €5 per month)
  • Opportunity to get your club or society sponsored (contact your college ambassador for more details)


Where you can find us:

We have a presence in most third level institutions in our catchment area. These include UCD, Dublin Business School, Trinity College  and Griffith College.





For more information:

Call: 01 299 0400

Visit: Any of our branches

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate

Representative example: €8,000 loan repayable over 5 years. Rate of interest 6.5% per annum variable. *APR (Annual Percentage Rate) 6.7%. 60 monthly repayments of €156.53 per month. Total amount payable is €9,391.75

The Loan Process

Generate Your Repayment Plan

Work out how much you would like to borrow. You can see how much your repayments will be with our handy loan calculator. Alternatively you can call us on our Locall Phone-A-Loan line :1850 747 100 or pop into any one of our five offices located throughout South Dublin.

Apply for your loan

Start your loan application online, over the phone or in any of our five offices. You’ll get a quick decision on your loan so you can rest assured that you won’t be left waiting.

Sign Documentation

When approved, sign the required documents and collect your loan! We can transfer the funds to any bank account at home or abroad, issue a cheque or lodge into your credit union account - you choose!

What do our members say

I'm treated as a member and decision maker and not just a number! It is empowering to feel part of the community

Capital Credit Union represents the human-side of banking. My area would be lost without them!

Well done and many thanks to all the staff for serving the community - so friendly and helpful over the years!

I joined Capital Credit Union and borrowed for my first car on the very same day! It was hassle free and unbelievably quick.

Why do I use Capital Credit Union? That’s easy! Extra fast service, competitive loan rates and great member benefits - that’s why!

Apply for a Car Loan today! Call 01-2990400