Small Business Loan

Smart business finance, made simple with BizFin.

A Community Finance Partner You Can Trust


With over 50 years serving the community, Capital Credit Union is ideally placed to support local businesses as much as we support personal lending.
If you are a sole-trader or small business and are interested in our SME Loans or the Covid-19 Guarantee Scheme then check out the links below.

Standard Business Loan

Select your business type e.g. sole trader or partnership and start your business loan application.

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Covid-19 Credit Guarantee

Check your eligibility for the Covid-19 Credit Guarantee, select your business type e.g. sole trader or partnership and start your application.

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Information Guide

For more information such as a finance guide for SME's, information booklet for SMEs including SMEs in financial difficulty and a business plan template, check out our BizFin information centre below.

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BizFin Loan Features

Competitive rates of interest

Loan amounts of up to €300,000

Loan terms up to a maximum of 20 years, aligned with purposes

Free Loan Cover Protection for sole traders or business borrowers in a partnership (T&Cs apply)

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Covid-19 Credit Guarantee Scheme

The Covid-19 Credit Guarantee Scheme is available through Capital Credit Union to assist in the recovery of your business by providing low-cost loans.

For more information on how to apply, please click on the link below.

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Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate


The interest rate is variable. Warning, the cost of your repayments may increase. Security may be required.