Thinking of Switching Your Mortgage? - Capital Credit Union
Capital Credit Union

Thinking of Switching Your Mortgage?

Thinking of Switching Your Mortgage?

Capital Credit Union understands that, for most people, there is a long list of things they would rather do than talk (or think!) about their mortgage. However, considering that many people could be overpaying on their mortgage, it’s important to highlight that our members could potentially save money by switching their mortgage to Capital Credit Union.

Lower Monthly Repayments

Along with our variable rates, Capital Credit Union has a very competitive 5-Year Fixed Rate, which could be perfect for someone who wants to save money and switch to a mortgage provider they can trust. Members could save money and be guaranteed fixed lower monthly repayments, for at least 5-years, by changing their mortgage to Capital Credit Union.

No Penalty For Switching

Many people could save money on their mortgage by shopping around, but they don’t, and this is understandable. Getting a mortgage is a very stressful period in someone’s life, but there are advantages to switching. For example, there is typically no penalty when switching from a variable rate mortgage with a bank to Capital Credit Union’s 5-Year Fixed Rate or Variable Rate mortgage. The only time you should be penalised for switching a mortgage is if you tried to leave a Fixed Rate mortgage too early.

We’re Here To Help

Capital Credit Union has been operating in the community for over fifty years, building up the trust of our members and supporting our community. In these uncertain times, with many financial institutions closing branches and even ceasing operations in the country, Capital Credit Union is here to stay and here to help.

Contact us

If you’re interested in learning more about Capital Credit Union’s mortgage products and what you can afford to borrow, one of our dedicated Mortgage Specialists would be delighted to help.

If you’re interested in learning more about Capital Credit Union’s mortgage products, click here to see our great range of products available.