About Our New Welcome Loan:


We are delighted to offer our  Welcome Loan at a special reduced rate of 6.9% (7.1% APR*) . First time borrowers and members who have not had a loan balance in the last 3 years can avail of this reduced rate.

Other features include:

Available for amounts €10,000 and above

Reduced Rate of 6.9% (7.1 APR*)

No transaction fees or administration charges

Free loan protection insurance (subject to T&Cs)

Flexible repayment options (weekly, bi-weekly, monthly)

No penalty for early repayment of loan balance



Switcher Loan

Say goodbye to multiple debts! If you have existing loans, credit cards, PCP balloon payments or other high interest payments with other financial institutions, check out our Switcher Loan and avail of a special reduced rate of 6.9% (7.1%APR*)

Switcher Loan

 Calculate your repayments and submit an enquiry by using the calculator below.

Loan Calculator

Welcome Loan

at a special reduced rate of 6.9% (7.2% APR*)

Welcome Loan
€ 18,000 Loan amount
APR* = 7.1%
  • Loan Amount € 18000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

What do our members say

I'm treated as a member and decision maker and not just a number! It is empowering to feel part of the community

Capital Credit Union represents the human-side of banking. My area would be lost without them!

Well done and many thanks to all the staff for serving the community - so friendly and helpful over the years!

I joined Capital Credit Union and borrowed for my first car on the very same day! It was hassle free and unbelievably quick.

Why do I use Capital Credit Union? That’s easy! Extra fast service, competitive loan rates and great member benefits - that’s why!

Capital Credit Union have always been there for me and my family. We’ve borrowed for home improvements, cars, holidays and education over the years. I wouldn’t go anywhere else

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 


Representative example: €18,000 loan repayable over 7 years. Rate of interest 6.9% per annum variable. *APR (Annual Percentage Rate) 7.1%. 84 monthly repayments of €270.79 per month. Total amount payable is €22,746.29


Variable rates are correct as of 01/01/21 and are subject to change.