why borrow with us?


There are many times in our lives that call for extra funds. Perhaps you need a new car, want to take a holiday for a bit of rest and relaxation or renovate your home? A loan can help you achieve these goals and a loan from Capital Credit Union provides you with many benefits you won’t find anywhere else, including:


  • Very reasonable interest rates
  • Flexible repayments based on your personal circumstances
  • No penalty for early payment of loan
  • Free Loan Protection Insurance to eligible members
  • Interest only calculated on what you owe – as you pay off your loan, the interest charged gets smaller
  • Convenient options to pay your loan back


Our Loan Calculator is a useful tool that you can use to see how reasonable our loans are.


Call us on 01-2990400 to find out how we can help you with a loan.


Irish Credit Bureau


We are a member of the Irish Credit Bureau. This membership enables us to make faster decisions on loan applications and allows us to help our members avoid becoming over indebted. When you apply for a loan, you will be asked to consent to a data disclosure statement which authorises us to run a credit enquiry and register your details with the ICB.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*APR = Annual Percentage Rate.
**Free Loan Protection is subject to terms and conditions.
Loans are subject to approval, terms and conditions apply.
Capital Credit Union is regulated by the Central Bank of Ireland.