Loans

Borrow up to €100,000

View our loan types

Become a member

Becoming a member is easy and only takes 2 minutes

How to join

Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

Find out more

Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.7%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union2 days ago
Rest In Peace Jack, thank you for the memories ⚽️🇮🇪❤️
Capital Credit Union
RTÉ Sport
"I can talk, you know that for a start. But, can I manage?" Reckon so, Jack. #ripjack
Capital Credit Union
Capital Credit Union2 days ago
Its Time For Our Weekly Myth Buster 😎

Did you know that you can apply for a loan the day you become a member? 😍

With our online membership application, you can become a member online in under 10 minutes and apply for a loan on the same day you join!

Apply for a loan online here: http://ow.ly/UcGi50AtXq4

Get in touch with us by emailing info@capitalcu.ie or call us on (01) 299 0400
Capital Credit Union
Capital Credit Union3 days ago
*Amended Member Notice* 🙋‍♂️

To facilitate staff training, two of our branches, Francis Street and Leopardstown will not open until 1pm on Thursday the 16th of July.

The branches listed in the poster attached and our phone lines will open from the earlier time of 9:30am to help with member queries.

Thank you for your continued patience
Capital Credit Union
Capital Credit Union3 days ago
Do you want to know more about the Credit Union Difference?

Tune into our latest #StayLocalBorrowLocalSpendLocal Podcast where we discuss why people voted Credit Union as being No1. for Customer Service for five years in a row!
Capital Credit Union
Capital Credit Union4 days ago
Here To Help With Your Home Improvements: Making A Plan

We are delighted to see so many businesses in our catchment area open up again in the past few weeks and now might be the time to consider finishing off your Home Improvement project!

You can find our blog here: http://ow.ly/b4xb50AmIVx

Read our new blog below for some great information on:
How To Plan ✅
What To Consider ✅
The Right Contractor ✅
& The Hard Part... Financing It ✅

This is the first of our 3 blog series to give members information on getting the right home improvement. Be sure to check out our CU SmartPay partners here too: https://capitalcu.ie/cu-smartpay/

#StayLocalBorrowLocalSpendLocal
Capital Credit Union
Capital Credit Union6 days ago
The brilliant Roísín Murphy has partnered with the Credit Union for their new 'House2Home' Home Improvement series!

This is a great opportunity for members to get some advice from one of Ireland's leading interior designers! In this video, Roísín outlines the 4 key questions you should ask your interior designer 😀

If you are interested in a Home Improvement Loan, our dedicated team would be happy to help you with any questions you have!

You can find our Home Improvement Loan Calculator here to see if we can help with your dream renovation: https://capitalcu.ie/loan-types/home-loans/home-improvement-loan/
Capital Credit Union
Planning a Renovation? Four Things You Need to Know | House2Home
When you’re heading into a home renovation, what are the four main things you should always think about? As part of our House2Home series, where we’ll be sha...
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Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.