Loans

Borrow up to €100,000

View our loan types

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Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

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Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 10.9%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.6%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union1 day ago
🚘 Car Draw Winners 🚘

Huge congratulations to our February Car Draw winners!

This month we gave away a big €25,000 worth of prizes - some of the reactions were brilliant 😀

You can now join our Members Car Draw online 👇
https://capitalcu.ie/how-to-join-our-car-draw/
Capital Credit Union
Capital Credit Union2 days ago
It's almost a year since Covid-19 came to Ireland and the huge impact it has had on everyone's lives.

With more Level 5 restrictions until the 5th of April, Capital Credit Unions CEO, Gerry McConville, has recorded an update for members on how things are going for your credit union 🙂

After recent announcements, we'd also like to offer our support to affected Ulster Bank staff and customers. Capital Credit Union are there to support you in this time of uncertainty.

If you do need anything don't hesitate to get in touch by:
📞 (01) 299 0400
💻 info@capitalcu.ie

We are here to help. Stay safe everyone 💙
Capital Credit Union
Capital Credit Union
Capital Credit Union updated their cover photo.3 days ago
We are delighted to announce our new Switcher Loan at a reduced rate of 6.9%.

Loans of up to €100,000 are available at the new reduced rate, which aims to encourage people in the community to borrow with their local Credit Union, ahead of more costly finance options.

In light of the recent news of Ulster Bank's departure, we would like to reassure our members that Capital Credit Union is here and you don't have to depend on the big banks for your financial needs.

We are confident that many people in the community will see that Credit Unions are well positioned to step in and fill some of the void left behind in the Irish banking sector.

For more information on our Switcher Loan, please click on the link below:

https://capitalcu.ie/switcher-loan/
Capital Credit Union
Capital Credit Union1 week ago
Capital Credit Union, like all credit unions across the country, are here to stay and support our members.

If you've been affected by recent developments and are uncertain about anything, don't hesitate to get in touch with Capital Credit Union by:
Calling: 📞 (01) 299 0400
Emailing: 💻 info@capitalcu.ie

We're here to help 💙
Capital Credit Union
Capital Credit Union2 weeks ago
Happy Valentines Day everyone ♥️

This photo of two swans in the canal was taken by one of our very talented members in Drimnagh who is a local photographer in the area and it is featured in our 2021 calendar.
Capital Credit Union
Capital Credit Union2 weeks ago
✨Winner Announced ✨

We are delighted to announce that the winner of our #LYCommunity competition is Rosie Deevy!

Our prize for the competition was €250 for the winner and €250 for a charity of their choice, it was fantastic to hear that Rosie selected Focus Ireland as her chosen charity.

Focus Ireland provide services for people who are homeless and who are at risk of being homeless. You can donate or find more information by searching www.focusireland.ie

Well done again Rosie and thanks to everyone for submitting their photos !

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Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.

 

Variable rates are correct as of 01/01/21 and are subject to change.