Loans

Borrow up to €100,000

View our loan types

Become a member

Becoming a member is easy and only takes 2 minutes

How to join

Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

Find out more

Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.7%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union4 days ago
**May Car Draw Winners**

A full list of the winners of May's Member Car Draw can now be found on our website. Please click on the link below to see who won 🙌

Thank you again to all those who entered. All the winners have been contacted directly.

The next draw will take place on Friday the 26th of June 🙂

https://capitalcu.ie/car-draw-winners/
Capital Credit Union
Capital Credit Union5 days ago
**May Car Draw**

It's time for our Car Draw for May! Thank you again to all of our members who entered and continue to support Capital Credit Union 🙂

Don't forget you can now join Capital Credit Union on our website:https://capitalcu.ie/how-to-join-capital-credit-union/

We will post the winners in full on the website this afternoon also ✅

We hope you all have a brilliant bank holiday weekend!
Capital Credit Union
Capital Credit Union
Capital Credit Union5 days ago
**May Car Draw Reminder 🚗**

This months draw can't be done in branch due to social distancing restrictions enforced by the Coronavirus, so we are going to post it live on Facebook again!

Tomorrow we will give away over €20,000 worth of prizes away to our members who are entered in the Car Draw. 💰

The draw will be uploaded onto our Facebook page at 1pm tomorrow afternoon. Best of luck everyone 🙌

If you'd like to enter next month's draw, click the link below for more information on how to do so:
https://capitalcu.ie/how-to-join-our-car-draw/
Capital Credit Union
Capital Credit Union6 days ago
Peopl. Insurance have partnered with Capital Credit Union to provide transparent, human and above all, fairer insurance. Peopl & Capital Credit Union aim to collectively bring people together to put a face on insurance and re-balance things into ordinary people’s favour.

With Peopl, you can expect:

🔵Open & transparent processes
🔵Premiums as low as they can find
🔵Any large profits made, go back into the community

Get a quote now by clicking on the link below.

https://capitalcu.ie/peopl-insurance/
Capital Credit Union
Capital Credit Union6 days ago
Here To Help: Busting The Myths About Credit Unions

A lot of people have certain myths about credit unions and what we do. Some people may not realise just how modern and progressive credit unions actually are.

This week Jordan sat down to speak with our Marketing Officer, Jonathan, about what's real and what's a myth about Capital Credit Union 🙂

We think you'll be pleasantly surprised ✅

*This video was filmed prior to social distancing being introduced*
Capital Credit Union
Capital Credit Union
Capital Credit Union7 days ago
**Coronavirus Community Support Sponsorships**
We are delighted to confirm sponsorship to the Solas Project, specifically their Solas Business programme as part of our Coronavirus Community Support Sponsorship. Like so many charities, Solas Project have seen a huge reduction in their fundraising initiatives due to the current lockdown.

Their Solas Business programme offers a brilliant opportunity for schoolchildren in the Liberties as it pairs each local school with a business. These corporate supporters provide volunteers to come alongside the students for a period of five weeks. This is a very worthwhile initiative and just part of the great community supports offered by Solas Project.

See the photos below of the most recent Solas Business Community Final sponsored by Capital Credit Union which was held in February, hopefully the next Community Business Final will be able to go ahead as planned.

Instagram

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Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.