Loans

Borrow up to €100,000

View our loan types

Become a member

Becoming a member is easy and only takes 2 minutes

How to join

Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

Find out more

Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 10.9%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.6%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union2 weeks ago
Just a reminder that our branches will be closed for the Bank Holiday Monday but open as normal Saturday 1st May and Tuesday 4th May.

Enjoy the long weekend everyone and stay safe 💙

Normal business hours can be found here: https://capitalcu.ie/contact-us/
Capital Credit Union
Capital Credit Union2 weeks ago
Congratulations to our April Car Draw Winners 🙂

Thank you to all our members for the lovely messages and comments, we'll be back on the 28th May with a BUMPER CAR DRAW ahead of the June Bank Holiday and hopefully the re-opening of our economy 🙏

Have a great weekend everyone 💙
Capital Credit Union
Capital Credit Union3 weeks ago
Tomorrow is our April Car Draw in collaboration with Toyota Sandyford!

We will be giving away another €25,000 to our members, just in time for the bank holiday weekend 👏

The prizes are:
Car or €15,000 ✅
€5,000 ✅
5 x €1,000 ✅

If you won a prize, what would you spend your money on? Best of luck everyone 💙
Capital Credit Union
Capital Credit Union4 weeks ago
Our Drimnagh office will be closed today (19th April) from 1:15pm to 2pm for lunch. We apologise for any inconvenience.

For members who need to visit Capital Credit Union during this time, our Sundrive branch which is open and only a few minutes away.

Alternatively, we are available from 8am to 8pm by:
Calling: 📞 (01) 299 0400
Emailing: 💻 info@capitalcu.ie
Capital Credit Union
Capital Credit Union1 month ago
We love making Insurance that bit more personal 😀

Our partners Peopl Insurance are offering Capital Credit Union members 6 months cashback + your first month free on our Term Life Insurance.

To get a quote:

📞Call: 0818 293 445

🌐Click: http://ow.ly/avoO50EhnzG
Capital Credit Union
Capital Credit Union2 months ago
We would like to wish all of our members a Happy and safe Easter Weekend🐰.

Please find our Office Opening Hours below, for more information visit https://capitalcu.ie/easter-opening-hours/

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.

 

Variable rates are correct as of 01/01/21 and are subject to change.