Loans

Borrow up to €100,000

View our loan types

Become a member

Becoming a member is easy and only takes 2 minutes

How to join

Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

Find out more

Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.7%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union2 days ago
Its Time For Our Weekly Myth Buster 😎

Did you know that Capital Credit Union offer a range of online and digital services for our members? 😍

Most of our services are now available online:
Become A Member Online ✅
Apply For A Loan Online ✅
Drawdown A Loan Online ✅
24/7 Online Banking ✅
& Much More

If you are interested in joining Capital Credit Union you can do so here: http://ow.ly/JBYL50AtYe6

Ps. Over 90% of our loans are approved with 48 hours, apply today!
Capital Credit Union
Capital Credit Union3 days ago
It's time to announce the winners!!

Today we gave away €50,000 in our Mega Car Draw for July 😀 We made dozens of happy phone calls to our members informing them of the good news!

Thanks again to all those who entered and we will see you again next month ✅

See the full list of winners here: http://ow.ly/Jn4550ANqGS
Capital Credit Union
Capital Credit Union3 days ago
Our Stay Local, Borrow Local, Spend Local campaign has taken on a new edge!

In collaboration with 23 other Dublin Credit Unions, Capital Credit Union are proud to be sponsors of the Dublin Gazette's 'Loving ❤️ Local' campaign.

There's a lot to come in the next 12 weeks so watch this space 😀
Capital Credit Union
Capital Credit Union4 days ago
CU SmartPay Partner Focus: Classic Window Replacements ✅

Based in Dublin 14, Classic Window Replacements have a wide range of experience in any home renovations you ware considering! As one of our valued CU SmartPay Partners, they are offering Capital Credit Union members a special discount too 😀

See their website here for more information: http://ow.ly/LbW250ACYoB

And if it is Home Improvements you are thinking off, be sure to check our our Loan Calculator for a great value loan: http://ow.ly/HGVG50ALs07
Capital Credit Union
Capital Credit Union4 days ago
**Important Notice**

Your financial health is our top priority. A new website has been set up, called FraudSmart. This will give you the latest updates and alerts, jargon busters and useful links on security! Click on the link below to visit out website for the latest updates.

In terms of Capital Credit Union, we'd like to remind our members to be aware of some phishing scams by following the steps below:

1. Please report any suspicious phone calls or emails requesting you disclose your personal details to Capital Credit Union immediately on our dedicated number (01) 299 0400

2. Never disclose any information to a third party

3. Don't click or open attachments on messages/emails unless you know the source

4. Never make a payment using an unsecured site or if you aren't sure that the recipient is legitimate

Thank you and stay safe ✅

https://capitalcu.ie/important-notice-protect-yourself-against-fraud/
Capital Credit Union
Capital Credit Union4 days ago
It's almost time for the Mega Car Draw 😀

We will be hosting our July Car Draw, where €50,000 will be given away, at 9:30am in our Drimnagh branch tomorrow ✅

We will post the full list of winners at 5pm on Friday! Best of luck to everyone involved 😍

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.