Loans

Borrow up to €100,000

View our loan types

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Once you become a member, register for CuOnline+ and access your account online from wherever you want

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Your Credit Union - Building to a brighter future!

Welcome Loan

at a special reduced rate of 6.9% (7.2% APR*)

Welcome Loan
€ 8,000 Loan amount
APR* = 7.1%
  • Loan Amount € 8000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 11%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.7%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union4 days ago
It's time to announce our Car Draw winners for September!

Today we gave away €25,000 and it was great to give some good news to our brilliant members in these strange times 💙

Thanks again to all the members who continue to be a part of the Car Draw and to those who aren't maybe it's time to sign up!

See the full list of winners here: https://capitalcu.ie/september-2020-car-draw-winners/

Have a great weekend everyone 🙂
Capital Credit Union
Capital Credit Union4 days ago
A socially distanced sponsorship 💙

Even during Covid-19 and the on-going struggles, supporting the local community remains one of our key objectives. We were delighted to visit Warrenmount Primary School and see the new mural painting that we sponsored last year 🙂

This was a brilliant project undertaken by the school to give their students a brighter, happier environment. With the school closed since March, they made incredible progress in painting the mural 😍 It really has brightened up the school yard!

Thank you to their Principal Ms. Noone for hosting us, Ms. Connell who did the painting and all the students who were so well-behaved in their pods and delighted to see the new wall 👏
Capital Credit Union
Capital Credit Union5 days ago
It's almost time for our September Car Draw 😀

Tomorrow we will be hosting our Car Draw where we will give away:
A Car 😍
1 x €5,000 😋
5 x €1,000 🙂

The draw will be held in the morning and all the winners will be contacted. A full list of winners will be posted at 5pm on Friday ✅

Best of luck to everyone involved 💙
Capital Credit Union
Capital Credit Union5 days ago
❤️Loving Local Businesses!

Check out our feature in the Dublin Gazette as part of the #staylocalborrowlocalspendlocal campaign.

Local businesses are the back bone in every community and we are delighted to work with SKON Design, Pod Office & Living Solutions and Classic Window Replacements.

Read the full article below.
🌐https://dublingazette.com/news/capital-cu-28292/
Capital Credit Union
Capital Credit Union1 week ago
Supporting our members education is a huge priority here at Capital Credit Union.

Last year 20 lucky student members won a scholarship towards the cost of their education and this year we have made it even more inclusive, so anyone studying from a PLC to a PHD can apply 😀

For more information visit: https://capitalcu.ie/higher-education-scholarship-draw/
Capital Credit Union
Capital Credit Union1 week ago
**€500 Giveaway - Competition Time** 😍🎉

Our CU SmartPay partners SKON Design are giving away a €500 voucher for their store for one lucky Capital Credit Union member 🙂

So if you are thinking of upgrading your wardrobe and maximising your space, this is the prize for you!

All you need to do to enter is:
Be a member of Capital Credit Union ✅
Like Capital Credit Union's Facebook Page ✅
Like SKON Design's Facebook Page✅
Share this post ✅

The voucher can only be redeemed with SKON Design. Winner will be announced on Friday the 25th of September.

Best of luck everyone 🙂

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.