Loans

Borrow up to €100,000

View our loan types

Become a member

Becoming a member is easy and only takes 2 minutes

How to join

Online Banking

Once you become a member, register for CuOnline+ and access your account online from wherever you want

Find out more

Your Credit Union - Building to a brighter future!

Home Mortgage Loan

Whether it is to carry out major home improvements, clear your bank mortgage or buy your home from the local authority. You can borrow up to €300,000.

Home Mortgage Loan
€ 150,000 Loan amount
APR* = 4.9%
  • Loan Amount € 150000
  • Monthly Repayment €---
  • Loan Term 20 Years
  • Total Repayments €---
  • Total Cost of Credit 10 Years

*APR = Annual Percentage Rate

Think Big Loan

Think Big with Capital Credit Union. Borrow up to €100,000.

Think Big Loan
€ 20,000 Loan amount
APR* = 8.2%
  • Loan Amount € 20000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Car Loan

Drive away in a new car today. Whether it's your first car or an upgrade - we offer loans for every budget!

Car Loan
€ 15,000 Loan amount
APR* = 8.2%
  • Loan Amount € 15000
  • Monthly Repayment €---
  • Loan Term 5 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Student Loans

We understand that third level education can be expensive. Whether you're a student , mature student or a parent of a student - we can help with the cost of education. Our great value loans can be used for any third level education purpose!

Student Loans
€ 12,000 Loan amount
APR* = 6.7%
  • Loan Amount € 12000
  • Monthly Repayment €---
  • Loan Term 4 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Personal Loans

Need a loan in a jiffy? We offer loans for all your life essentials from holidays to cars, weddings to home loans and everything in between!

Personal Loans
€ 7,000 Loan amount
APR* = 10.9%
  • Loan Amount € 7000
  • Monthly Repayment €---
  • Loan Term 3 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Small Loan

Need a Loan with minimal fuss? Our small loan is just for you! Borrow up to €3,000 on the spot. This loan rate applies to all loans (excluding secured savings loans) where the total loan balance does not exceed €3,000.

Small Loan
€ 1,000 Loan amount
APR* = 12.6%
  • Loan Amount € 1000
  • Monthly Repayment €---
  • Loan Term 1 Years
  • Total Repayments €---
  • Total Cost of Credit 1 Years

*APR = Annual Percentage Rate

Contact information

Are You a Member of Capital Credit Union?

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Capital Credit Union

Capital Credit Union offers great value loans and competitive savings to members in Dundrum and the surrounding areas of Churchtown, Balally, Sandyford, Ballinteer, Knocklyon, Stepaside, Leopardstown, Ballyboden, Ballycullen, Kilternan, Ticknock, Meadowbrook, Glencullen, Newtown, Woodtown, Rockbrook, Enniskerry,Sandymount, Drimnagh, Sundrive, Curzon Street, St Luke's Gate, The Coombe and to all members of the staff of UCD. Capital Credit Union has assets of over €160 million and our membership is continuing to grow at a tremendous rate. It stands as a testament to the dedication and work of volunteers, directors, staff and managers over the years who helped to make it what it is today. Capital Credit Union is regulated by the Central Bank of Ireland
Capital Credit Union
Capital Credit Union5 days ago
Love Your Community ♥️

We have received some fantastic entries for our #LYCommunity competition over the weekend.

Don't forget the deadline is this Friday, so you still have time to enter.

How To Enter?
1. Go for a walk within your 5km ✅
2. Post a photo of your walk in your community on social media ✅
3. Tag Capital Credit Union and use the hashtag #LYCommunity when posting ✅

The winner will receive €250 for themselves and €250 for their chosen charity ✨
Capital Credit Union
Capital Credit Union6 days ago
Did you know that you can escape your Personal Contract Plan with a loan from your local Credit Union?

Unlike PCP, you will own your car from day one.

Find out more about PCP finance here: https://capitalcu.ie/credit-union-car-loan-vs-pcp-finance/

https://fb.watch/3590mC6cP-/
Capital Credit Union
RTÉ News
Consumers have borrowed well in excess of a billion euro in recent years to buy new cars under financial arrangements called PCPs. There have been calls for greater scrutiny of how these loans, which now account for one in five car sales, are financed.
Capital Credit Union
Capital Credit Union2 weeks ago
Love Your Community - €500 Giveaway 😍 (Like & Share)

As the country is back in lockdown, it's important that we all continue to try stay active and positive. We know how much the local community have supported each other throughout Covid and its time we recognise it ✅

That is why Capital Credit Union are giving away €500 between one lucky member and their charity of choice!

How To Enter?

1. Go for a walk within your 5km ✅
2. Post a photo of your walk in your community on social media ✅
3. Tag Capital Credit Union and use the hashtag #LYCommunity when posting ✅

And that's it! We will pick the winners from those who use the #LYCommunity. The winner will be announced on Friday the 29th of January 🙂.

Stay safe everyone 💙
Capital Credit Union
Capital Credit Union2 weeks ago
A message from our CEO Gerry McConville and Chairperson Karen Cashman.

We would like to remind all members that we are available by phone (01 299 0400) or across all platforms, so do not hesitate to get in touch if you have a query.

You can become a member of Capital Credit Union, apply for a loan, register/log in to our online banking all via our website www.capitalcu.ie.

Thank you for your patience and stay safe ❤️.
Capital Credit Union
Capital Credit Union2 weeks ago
🤩We are delighted to announce that it is now possible to join our monthly car draw online for 2021.

This will eliminate the hassle of downloading/printing the application for future car draws.

Each month we give members a chance to win:

1 x Car Prize
1 x €5,000
5 x €1,000

To sign up, simple click on the link below, not a member? why not make it your New Years Resolution to join your local Credit Union 😀.

🌐https://bit.ly/3nkjkXB
Capital Credit Union
Capital Credit Union3 weeks ago
In consideration of the rapid increase in Covid-19 cases and in the interests of public safety, we would like to remind our members that Capital Credit Union will remain open during the level 5 restrictions however, we are advising members to only visit our offices if essential.

🕑Some of our office opening hours have been affected, please click the link here to view the latest office updates https://capitalcu.ie/covid-19-office-updates/.

🌐The majority of our services can be carried out online, so if you are not registered for online banking why not register today. https://capitalcu.ie/how-to-register/.

📞Our Member Service Team are available by phone (01 299 0400) or email (online@capitalcu.ie) from:

8.00am - 8.00pm Monday - Friday
9.00am - 2.00pm Saturday

Thank you for your patience and stay safe.

Capital Credit Union is regulated by the Central Bank of Ireland. Loans are subject to approval. Terms and Conditions apply. If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. * APR = Annual Percentage Rate 

 

Representative example: €15,000 loan repayable over 5 years. Rate of interest 7.9% per annum variable. *APR (Annual Percentage Rate) 8.2%. 60 monthly repayments of €303.43 per month. Total amount payable is €18,205.71.