Starting a Savings Account | Capital Credit Union
Capital Credit Union


Saving with Capital Credit Union

Bill Payments Account

Pay all your bills via Electronic Funds Transfer from your account. Simple!

Share Account

Share Accounts are the most flexible way to save – in branch, online or by phone. For members who take out a loan, some shares will need to be held as collateral against a loan.

Savings Limits

As of 1st April 2023, all combined balances are subject to a maximum value of €50,000 for adults and there is a maximum value of €10,000 for minor accounts.

As of 6th March 2024, the monthly lodgement limit has been increased to €7,500 per account. More information can be found here.

Members can avail of Financial Planning Advice through our partnership with Zurich, click here.

Free Life Savings Insurance

This is the life insurance cover that we take out for all eligible members as an additional incentive to save regularly and maintain your savings. There is no direct cost to members.

The insurance is paid in addition to the savings you hold at the time of your death. The amount depends on the member’s age, how much you have saved over the years, and other terms and conditions.

Deposit Guarantee Scheme

The Central Bank of Ireland is responsible for administering the Irish Deposit Guarantee Scheme which provides protection to depositors in the event of a credit institution failing.

Deposits up to €100,000 per person per institution are protected and compensation is payable to eligible depositors within 15 working days. Eligible deposits in banks, building societies and credit unions authorised in Ireland are covered by the scheme.

Why save with us?

There are many reasons to save with the Capital Credit Union.

  • Whether you’re saving for something specific or just a ‘rainy day’, regular saving is always a good idea.
  • With us, you are not just a customer; you are an active member of a community organisation and highly successful financial cooperative.
  • You can rest assured that your savings are safe, secure, and helping the community.
Can we help you with anything?

If you would like additional information please get in touch — by phone, email, or calling at a branch. You’ll find one that suits below.