Online Banking | 24/7 Access | Capital Credit Union
Capital Credit Union

Online Banking

How To Guides & What You Can Do

We have put together a collection of guides to help you register and log in to our online banking platform for the first time. Please read through the guides carefully and follow the steps, if you have any questions don’t hesitate to get in touch with us by calling 01 299 0400 or emailing

  • Members get 24/7 access to their Capital Credit Union account
  • Apply for a loan, drawdown a loan and upload documents online
  • Make payments, lodgements and transfer between your accounts
SEPA Payments

Capital Credit Union is registered for SEPA payments only.

If as a member you wish to transfer funds into your account, then the payment should be made as a SEPA payment only. If you are aware that a third party is making a payment into your account, it is advisable that they tell their financial institution that the payment should be made via SEPA. If a payment is sent in any other way, for example by SWIFT, the payment will be rejected by our processing Bank and the Payer may incur a rejection charge that he/she may be liable for.

What is a SEPA payment?

SEPA stands for Single Euro Payments Area. A SEPA payment is sent through the SEPA Scheme. The SEPA payment scheme was created to simplify euro transfers between EU member states.

The SEPA scheme consists of the 27 EU Member States plus Iceland, Norway, Liechtenstein, Switzerland, Monaco, the United Kingdom and San Marino.

To make a SEPA payment you need:

  • The IBAN of the person you want to pay
  • The bank to which you are sending the payment to be a member of the SEPA scheme
  • The payment to be in euro

Please note: Capital Credit Union is unable to accept SWIFT payments. You may incur charges if you attempt to send money to your account in Capital Credit Union via SWIFT.

Additional Benefits

With our online banking platform you can:

  • Have 24/7 access to your account
  • Carry out online transactions
  • Download statements
  • Upload documents
Can we help you with anything?

If you would like additional information please get in touch — by phone, email, or calling at a branch. You’ll find one that suits below.