Get Your Mortgage Today | Mortgages Ireland | Capital Credit Union
Capital Credit Union

Mortgages

1st Time Buyers

We now offer a great package for First Time Buyers. As a credit union, we will be there to support you throughout your journey while offering great value.

Mortgage Calculator

  • Apply online today and we will be in touch
  • 90% loan to value for principal private residence only
  • Variable rate of 3.85% (3.92% APRC*) and flexible repayment options
Movers & Switchers

Our package for Movers & Switchers is designed to make things as smooth as possible for our members, see how we can help you today.

Mortgage Calculator

  • Apply online today and we will be in touch
  • 80% loan to value for private principal residence only
  • Variable rate of 3.85% (3.92% APRC*) and flexible repayment options
Our Green Mortgage

Our Green Mortgage is 5-Year Fixed Rate mortgage designed reward those who are buying or renovating more energy efficient homes, saving the planet and their pocket!

Contact Us Today

  • You’ll need an energy rating must be BER B1 or higher
  • 90% loan to value for private principal residence only
  • A fixed rate of 2.85% (2.89% APRC*) for five years
5-Year Fixed Rate

Our special 5-Year Fixed Rate mortgage offers you security in the medium term with fixed repayments at great value, ideal for those looking to switch!

Contact Us Today

  • Contact our team directly for more information on our fixed rate
  • 70% loan to value for private principal residence only
  • A fixed rate of 2.85% (2.89% APRC*) for five years
BEGIN YOUR APPLICATION IN 3 EASY STEPS
1 Choose your loan
Choose your loan

Select an amount to get your dream house

2 Calculate your repayments
Calculate your repayments

It couldn’t be easier with our handy Loan Calculator

3 Apply
Apply

Submit your application online, by phone or email and a member of staff will be in touch

Mortgage calculator

Choose a mortgage that suits you.

Mortgage Type

Decrement Amount
Increment Amount
Decrement Term Increment Term

Capital Credit Union is regulated by the Central Bank of Ireland.

Loans are subject to approval. Terms and Conditions apply. A first legal charge is required for all mortgages. Mortgage protection insurance and home insurance are required.

* APRC = Annual Percentage Rate of Charge

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Warning: If you do not keep up repayments, you may lose your home
Warning (Variable Rate): The cost of your monthly repayments may increase
Warning: You may have to pay charges if you pay off a fixed rate loan early

Fixed Rate Representative example: A standard €300,000 loan repayable over 30 years term, first five years fixed. Fixed rate of interest 2.85% per annum variable and 2.89% APRC*. 60 monthly repayments of €1,242.88 per month. On expiry of a fixed rate period, your mortgage account will revert to a variable rate in accordance with the terms of your loan documentation for the remaining 300 months.

Variable Rate Representative Example: €300,000 loan repayable over 30 years. Rate of interest 3.85% per annum variable. 3.92% APRC*. 360 monthly repayments of €1408.52 per month. Total amount payable is €505,718.08

Variable rates are correct as of 01/05/21 and are subject to change. Rates may vary over the term of a mortgage. All information, prices and rates quoted are for guidance only and do not form any part of a legal contract, agreement or understanding.