It only takes a few minutes to apply for a loan if you are a member. You can start by mapping out an affordable repayment plan using our straightforward Loan Calculator, then we’ll take it from there. You can also call one of our helpful loan specialists on (01) 299 0400, or speak to one of our team members at any branch.

To apply for a loan you must be a member of Capital Credit Union, and we’d love you to join our ever-growing community! You can quickly check if you’re eligible to join us, it just depends on where you live, work or study. Please note that not all credit Unions are the same — you may be eligible to join one but not another.

You’re welcome to join us if you live, work or study in parts of Dublin 2, 4, 6, 8, 12, 14, 16 and 18. This is known as our ‘Common Bond’ — the area in which our Credit Union operates. We think locally, and we’re bonded by our community values.

If you’re applying for a loan, we ask for photo ID and proof of your home address. We may ask for additional documents, depending on the loan amount and whether or not you’re a CCU member.

We offer a wide range of loans at very competitive interest rates for all our Member’s needs. Members can borrow for a car, home improvements, wedding, holidays (when we are allowed again) and many more! Personal loans are available up to €100,000 and are generally approved within 24 to 48 hours.

Also, Capital Credit Union Members get free Loan Protection Insurance (Subject T&C’s) with their loans for peace of mind. We also provide flexible repayment options and terms.

For more information or to apply, please visit our website: https://capitalcu.ie/loans/

If you want to switch your loan to Capital Credit Union, it is extremely easy.

If you are currently a Member you just need to apply for the loan with us. Once approved we will transfer the funds to your bank to clear the loan or can transfer directly to the creditors concerned, once we have the BIC and IBAN for them.

If you are not a Member (and eligible to join) you just need to complete the membership form and apply for the loan at the same time.

We currently offer a reduced rate Switcher Loan that is a 6.9% interest rate. This loan can be used to clear existing facilities including loans, credit cards, overdrafts, car finance etc. and wrap them up in to one repayment, making things easier for you!

Yes, we do provide both mortgages and SME Loans for our members.

We provide mortgages up to €400,000, Members can apply online here: https://capitalcu.ie/mortgages/ 

or call 01 299 0400 and a Member of our Loans Team would be delighted to speak to you at any time to see how we can help.

For SME Loans, we operate under a brand called BizFin which can be found here: https://bizfin.ie/capitalcu/

SME loans are available up to €400,000 and you will find our interest rates are very competitive. We offer a transparent, efficient and fast process for Members who we are committed to helping.

If a Member has a dormant account, they can re-activate it in just a couple of minutes online.

Visit: https://capitalcu.ie/join-us/ and you will be able to fill in our online form and upload your Proof of ID and Proof of Address.

If you have any questions, call our dedicated Member Service Team – (01) 299 0400 or email info@capitalcu.ie during our open hours, these can be found here.

If you are not a member of Capital Credit Union, it’s really easy to do so online or in any of our 8 branches.

All you need to qualify to open an account with Capital Credit Union is to live, work or study in our catchment area which includes most parts of Dublin 2, 4, 6, 6W, 8, 12, 14, 16, 18 and North Wicklow. If you are unsure if you qualify, please call us – (01) 299 0400.

You can open your account online via our website here: https://capitalcu.ie/how-to-join/ or in branch, but you will need the following:

• Proof of ID
• Proof of Address (dated within the past 6 months)
• €10 minimum share balance

One of the best parts of a Capital Credit Union account is that there are no fees! As a financial co-operative, we are focused on putting our Members needs first. There are no account or transaction fees as to tie in with the ethos of community spirit and Member loyalty

With Capital Credit Union’s online banking, you get 24/7 access to your account, so your money is never far away!

As part of our online banking, you can:

• Apply for a loan
• Drawdown a loan
• Make a payment or transfer
• Upload documentation
• Get your statements

And the best part is that it’s easy to register. To find out how to do so, visit our website and register today: https://capitalcu.ie/join-us/

We provide a range of ancillary services for our Members to ensure we are your financial provider of choice.

These services, all the links are hyperlinks, include:

• A range of insurance products
• Death Benefit Insurance Programme worth €3,500
• Monthly Prize Draw
• Foreign Exchange
• Free Will-Making Service

Contact us today by emailing info@capitalcu.ie or by calling 01 299 0400 if you would like to learn anymore about our services.

Capital Credit Union has several branches across South Dublin.

More information on our branches, their locations and opening hours can be found  here: https://capitalcu.ie/contact-us/

Capital Credit Union are extremely committed to the community and here to stay. For instance, the interest that Members pay on their loans is re-invested back into the local community. In an age where the banks are closing branches and reducing staff numbers we have maintained and increased our presence in the community for our Members. That’s what makes us more than a bank.

Also, every year we donate at least €50,000 to worthwhile causes, organisations, sports teams and schools in our community. A Community Council made up of local volunteers decide on all our sponsorship requests and how money is allocated 4 times a year.

Along with this, we support our young people through various schemes including our:

• School Saving Scheme
• Going Green Grant
• Higher Education Scholarship

More information on all these can be found on our website at: https://capitalcu.ie/service/youth-services/ Be sure to follow our social media for frequent updates