secured savings loan
Hold onto your savings and use them as security for your loan to avail of this lower interest rate of 6.5% (6.7% APR*).
Many members prefer the discipline of repaying a loan and wish to retain any Life savings benefits accrued. The maximum term for these loans is 10 years.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
*APR = Annual Percentage Rate.
**Free Loan Protection is subject to terms and conditions.
Loans are subject to approval, terms and conditions apply.
Capital Credit Union is regulated by the Central Bank of Ireland.