Capital Credit Union is regulated by the Central Bank of Ireland.
Loans are subject to approval. Terms and Conditions apply. A first legal charge is required for all mortgages. Mortgage protection insurance and home insurance are required.
* APRC = Annual Percentage Rate of Charge
| Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. |
| Warning: If you do not keep up repayments, you may lose your home |
| Warning (Variable Rate): The cost of your monthly repayments may increase |
| Warning: You may have to pay charges if you pay off a fixed rate loan early |
Fixed Rate Representative Example: €300,000 loan repayable over 30 years term, first five years fixed. Fixed rate of interest 3.85% per annum and 3.92% APRC*. 60 monthly repayments of €1,242.88 per month. On expiry of a fixed rate period, your mortgage account will revert to a variable rate in accordance with the terms of your loan documentation for the remaining 300 months.
Variable Rate Representative Example: €300,000 loan repayable over 30 years. Rate of interest 3.85% per annum variable. 3.92% APRC*. 360 monthly repayments of €1408.52 per month. Total amount payable is €505,718.08.
Variable rates are correct as of 25/04/23 and are subject to change. Rates may vary over the term of a mortgage. All information, prices and rates quoted are for guidance only and do not form any part of a legal contract, agreement or understanding.